Posted: Fri Nov 09, 2012 3:20 am Post subject: How does a bank lose a deposit?!
I deposited $270 cash into my bank account, through the drive thru Saturday. Checked my account online Monday and it showed a $270 deposit.
Today my lease payment debited out of my account. I went to check to make sure everything was ok and lone and behold - I was in overdraft and the deposit that was listed yesterday is totally gone from the system!
I went into the branch with my transaction receipt, they have no record whatsoever of the deposit, they opened an "investigation" and said I would have my funds tonight or tomorrow. I told them tonight or Im going into the branch tomorrow livid. They admitted it was a bank error, and I wouldnt be responsible for any addt'l charges from the bank. Still, its an annoyance to me. I trust the bank to know what they are doing with my money, whether its $5 or $50000. Thank God I saved my transaction receipt - I usually just shred them.
It was TCF bank. What does TCF stand for anyways - Taking Cash Friviously?
When the banks closed, depositors ended up losing all of their savings. ... FDIC does not insure investments in stocks, bonds, mutual funds, life insurance
Sometimes this kind of problems in banks make a person unsecured about depositing money or continuing his account in same manner. If the bank is admitting there fault and insure you about future then only you continue with them.
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